02/07 - Thumpin' Thursday!

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AliasOTurker

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Title: Branding Survey | PANDA
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rsmath

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my company's credit union still charges you for ever little thing. atm use, statement, cash back. everything. it's pretty baffling.
yeah, me too with my CU, but my credit unions' fees are a fraction of the ripoff commercial bank fees for those same things and the interest paid on savings is a little better.
 

reprise

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no. Still organizing my health expenses for 2018 and learning new accounting open source software to journalize my 2018 business transactions that are on paper form right now. I expect I'm going to owe so I don't feel in a rush to get all that going yet. I've only put a deadline of Feb 28th to finish my organization and print out the spreadsheet and financial statements.
my health expenses are usually borderline worth itemizing but now that the standard deduction is 12k it's nowhere close. i just had a w2, schedule c for mturk etc ("digital freelancer") and a few 1099-div and 1099-int. pretty simple. i overpaid at my w2 job and usually i get back a shit ton so i raised my withholding to the point where i didnt pay any more federal tax so i haven't paid anything in since like september. i gotta figure out this year, so far i'm just taking an extra 20$ out every paycheck to cover medicare/soc security tax on freelance (since i make about 150 a week). but now i'm going to have another w2 job so. we'll see.
 
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reprise

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yeah, me too with my CU, but my credit unions' fees are a fraction of the ripoff commercial bank fees for those same things and the interest paid on savings is a little better.
i don't pay any banking fees at all. i use wells fargo and have a savings with ally @ 2.2% interest which as far as i know is pretty good.

i might get an account when i get my next car, their rates are pretty good for loans. but my current car is paid off and still going pretty strong at 145k miles
 
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GTR

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Listen, for anyone here that is struggling either with health issues, depression, anxiety or anything else, I am in that boat as well and totally understand, believe me, please just hang in there and keep on rollin', as long as the wheel does not stop you are OK

if anyone wants to talk about anything at all my box is empty and open, and whatever is discussed is between us and nobody else.
 

rsmath

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my health expenses are usually borderline worth itemizing but now that the standard deduction is 12k it's nowhere close.
i don't get any tax benefit for health expenses on my federal return. The state I do because there is a health expense deduction for anyone making below a certain amount, and it's tiered so the less you make, the more you can deduct of your total health expenses paid out of pocket that you weren't able to claim as a deduction on a federal form.
 

reprise

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i don't get any tax benefit for health expenses on my federal return. The state I do because there is a health expense deduction for anyone making below a certain amount, and it's tiered so the less you make, the more you can deduct of your total health expenses paid out of pocket that you weren't able to claim as a deduction on a federal form.
ah, I see. I am lucky enough that my state doesn't have income tax. I always thought it was ridiculous that it isn't tiered based on income on the federal form. my 5k in health expenses does not have the same burden as someone who makes 50k, let alone more than that
 

GTR

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I could have made a little something if HUGC had not pulled that batch last night, thanks HUGC for the qual and no batch
 
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reprise

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I don't talk about trauma for less than $5. Though I am part of a study on complex PTSD and I did about 5 hours of in person and structured text interviews, plus personality surveys like the MMPI. Was not fun.
 

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you could still get lucky.
I only have 1 rejection (which they bonused me for, but wouldn't reverse even though it was their error [totally not bitter]), so it won't break me. But I read everything carefully and don't remember it at all. Mayyyybeeee it was something at the beginning that I consider common sense and not an AC?
 
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vandaria

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*hugs* to everyone. Am right there with you all on so many different levels. If it ever seems like things are piling up and you are in over your head, my inbox is always always ALWAYS open. <3 <3
 
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